Privacy Policy

Key Points

These Terms of Service govern your use of the OneNexus website. By accessing or using this site, you agree to these terms. Please note:

This website is for informational purposes only and does not constitute professional advice
OneNexus Insurance Services LLC is a licensed insurance agency offering financial assurance and surety products
Product availability and features vary by state and are subject to regulatory approval
We reserve the right to modify these terms at any time
Certain limitations of liability and dispute resolution provisions apply

1. Acceptance of Terms

Welcome to OneNexus. By accessing, browsing, or using this website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"), as well as our Privacy Policy and Cookie Policy. If you do not agree to these Terms, you must discontinue use of the Site immediately.

These Terms constitute a legally binding agreement between you ("you" or "User") and OneNexus Insurance Services LLC ("OneNexus," "we," "us," or "our").

2. Modifications to Terms

We reserve the right to modify, update, or replace these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Site with a new "Last Updated" date. Your continued use of the Site following any changes constitutes acceptance of those changes. We encourage you to review these Terms periodically.

3. About OneNexus and Our Services

Company Information

Insurance services are provided by OneNexus Insurance Services LLC (ONIS), a licensed insurance agency offering financial assurance and surety products for the energy, infrastructure, and utilities sectors. ONIS operates in partnership with Travelers Insurance Company and Munich Re, among other licensed carriers, to deliver insured financial contracts and surety bond programs.

Product Structure and Regulation

Certain products are issued through OneNexus Oklahoma Captive Corp (OOCC), a regulated captive insurance company licensed by the Oklahoma Insurance Department (OID). OOCC maintains permanent regulatory capital provided by Munich Re, a global reinsurer rated AA (Very Strong) by S&P Global and Fitch. OOCC is rated A- (Excellent) by AM Best.

Carriers participating in OneNexus programs, including A++ rated surety providers, underwrite and issue surety bonds in accordance with applicable federal and state laws.

Product Availability and Terms

Bond features, prices, and coverage availability vary by state and are subject to carrier underwriting guidelines and regulatory approval. Coverage is subject to the terms and conditions of each policy or financial contract and may not be available in all jurisdictions.

Financial assurance and surety products offered by OneNexus Insurance Services LLC may not be available in all states.

OneNexus Group of Companies

OneNexus is the brand name for products and services provided by a group of commonly owned companies that design, distribute, and manage financial assurance and surety solutions for the energy and infrastructure sectors.

As used on this website, the name OneNexus may refer collectively to one or more of the following legal entities within the OneNexus group:

OneNexus Holdco LLC, a limited liability company organized under the laws of Delaware, is the parent company in the OneNexus group. Holdco owns the equity interests in its four subsidiaries: OneNexus LLC, OneNexus Oklahoma Captive Corp, OneNexus Insurance Services LLC, and OneNexus Capital LLC.
OneNexus LLC develops and maintains the enterprise systems, technology infrastructure, underwriting frameworks, actuarial models, and analytical tools that support the pricing, issuance, and management of insured financial contracts and surety solutions. The company provides data analytics, risk modeling, and technology services to other OneNexus subsidiaries, enabling accurate forecasting of long-duration asset retirement obligations and sustainable funding strategies.
OneNexus Oklahoma Captive Corp (OOCC) is a regulated captive insurance company organized under the laws of Oklahoma and licensed by the Oklahoma Insurance Department (OID). OOCC holds reserves against long-term decommissioning and asset retirement obligations, providing a secure and regulated structure to ensure that funds are available to meet these obligations in the future.
OneNexus Insurance Services LLC is a licensed insurance agency that distributes and services financial assurance and surety products across the United States. ONIS acts as a licensed agent and program administrator for OneNexus and other program participants, including Travelers Insurance Company.
OneNexus Capital LLC is the investment management subsidiary of the OneNexus group. It manages investment portfolios associated with the insurance and financial assurance programs. Its investment operations are designed to ensure prudent, transparent, and compliant management of assets that support the long-term obligations.

Product Structure and Regulation

Carriers participating in OneNexus programs, including A++ rated surety providers, underwrite and issue surety bonds in accordance with applicable federal and state laws.

Product Availability and Terms

Financial assurance and surety products offered by OneNexus Insurance Services LLC may not be available in all states.

4. Permitted Use of the Site

This Site is intended for lawful business purposes related to learning about OneNexus's financial assurance and surety offerings. You may:

Access and view Site content for informational purposes
Submit inquiries through contact forms or request additional information
Download materials expressly made available for download
Share links to publicly accessible pages

You agree to use the Site only for purposes that are legal, proper, and in accordance with these Terms and any applicable laws or regulations.

5. Prohibited Use

You may not use the Site to:

Violate any applicable local, state, national, or international law
Transmit any unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable material
Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity
Interfere with or disrupt the Site, servers, or networks connected to the Site
Use any robot, spider, scraper, or other automated means to access the Site without our express written permission
Attempt to gain unauthorized access to any portion of the Site, other users' accounts, or any systems or networks connected to the Site
Upload or transmit viruses, malware, or any other malicious code
Collect or harvest any personally identifiable information from the Site without consent
Use the Site for any fraudulent or unlawful purpose

We reserve the right to terminate or suspend your access to the Site for any violation of these prohibitions.

6. No Professional or Insurance Advice

Informational Nature of Site

The content on this Site is provided for general informational purposes only and does not constitute professional, legal, financial, tax, accounting, or insurance advice. The information presented is not a substitute for consultation with qualified professionals regarding your specific circumstances.

No Insurance Contract Created by Website Use

While this Site provides information about our financial assurance and surety products and includes forms to request quotes or additional information, visiting the Site or submitting an inquiry does not create a binding insurance contract, establish coverage, or guarantee product availability or pricing. Any quote provided is an estimate only and is subject to underwriting review and approval.

All insurance products and surety bonds are subject to underwriting approval, state-specific availability, carrier guidelines, and the terms and conditions of the applicable policy or contract. Any coverage indications, descriptions, or examples provided on the Site are illustrative only.

Compensation Disclosure

OneNexus Insurance Services LLC receives commissions or other compensation based on the premiums or fees associated with the financial contracts and surety bonds it distributes.

Consult Qualified Professionals

You should consult with appropriately licensed insurance professionals, legal counsel, or financial advisors to evaluate whether any product or service is suitable for your particular needs.

7. Intellectual Property Rights

Ownership

All content on the Site, including but not limited to text, graphics, logos, images, software, design elements, and the compilation thereof (collectively, "Content"), is the property of OneNexus or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site and its Content for personal, non-commercial, informational purposes only. This license does not include any right to:

Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or sell any Content
Use any Content for commercial purposes without our express written consent
Remove or alter any copyright, trademark, or other proprietary notices

Trademarks

"OneNexus," the OneNexus logo, and other marks used on the Site are trademarks or registered trademarks of OneNexus Insurance Services LLC. All other trademarks, service marks, and logos used on the Site are the property of their respective owners.

8. User Submissions

Submissions via Contact Forms

By submitting information, inquiries, or other content through contact forms, email, or other communication channels provided on the Site, you grant OneNexus a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, and publish such submissions for business purposes, including responding to your inquiry and improving our services.

No Obligation of Confidentiality

You acknowledge that submissions made through the Site (other than personal information governed by our Privacy Policy) are not confidential or proprietary. Do not submit any information you wish to keep confidential through public portions of the Site.

Accuracy of Information

You represent and warrant that any information you provide to us is accurate, current, and complete. Providing false or misleading information may result in termination of your access to the Site.

9. Third-Party Links and Content

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by OneNexus. We provide these links solely for your convenience.

No Endorsement

The inclusion of any link does not imply our endorsement, approval, or recommendation of the linked site or its content, products, or services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Your Responsibility

You acknowledge and agree that we are not liable for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any third-party content, goods, or services available through such websites or resources. We encourage you to review the terms and privacy policies of any third-party sites you visit.

10. Disclaimers and Limitation of Warranties

AS-IS Basis

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED ON OR THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ONENEXUS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

Implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement
Warranties regarding the accuracy, reliability, completeness, or timeliness of the Content
Warranties that the Site will be uninterrupted, secure, or error-free
Warranties that defects will be corrected or that the Site is free of viruses or other harmful components

No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or currentness of any Content on the Site. Information about products, services, regulations, and ratings is subject to change without notice.

State-Specific Variations

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

11. Limitation of Liability

Maximum Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ONENEXUS, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATING TO:

Your use of or inability to use the Site
Any Content obtained from the Site
Unauthorized access to or alteration of your transmissions or data
Statements or conduct of any third party on the Site
Any other matter relating to the Site

This limitation applies regardless of the legal theory upon which the claim is based (whether contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.

Aggregate Liability Cap

In no event shall OneNexus's total aggregate liability for all claims arising out of or relating to these Terms or the Site exceed the amount you paid to access this site, if any.

Essential Purpose

You acknowledge that these limitations of liability are reasonable and reflect the allocation of risk between the parties. The limitations in this section will apply even if any limited remedy fails of its essential purpose.

State-Specific Variations

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend, and hold harmless OneNexus, its affiliates, and their respective officers, directors, employees, agents, partners, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

Your use of or access to the Site
Your violation of these Terms
Your violation of any rights of any third party
Your violation of any applicable laws or regulations
Any content or information you submit through the Site

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claim.

13. Governing Law and Jurisdiction

Governing Law

These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the State of Texas without regard to its conflict of law principles.

Jurisdiction and Venue

Any dispute, claim, or controversy arising out of or relating to these Terms or the Site shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in Houston, Texas, and judgment on the arbitration award may be entered in any court having jurisdiction. Each party shall bear its own costs and attorneys' fees. Notwithstanding this arbitration provision, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement or misappropriation of intellectual property rights.

Class Action Waiver

You agree that any arbitration or proceeding shall be conducted on an individual basis and not as a class action, consolidated action, or representative action. You waive any right to participate in a class action against OneNexus.

14. Dispute Resolution

Informal Resolution

Before initiating any formal dispute resolution process, you agree to first contact us at contact@onenexus.com to attempt to resolve the dispute informally. We will make good faith efforts to resolve any disputes amicably.

15. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

16. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to in writing by us. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

17. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and OneNexus regarding your use of the Site and supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding such subject matter.

18. Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may assign or transfer these Terms, in whole or in part, without restriction.

19. Contact Information

If you have any questions about these Terms of Service, please contact us at:

OneNexus Insurance Services LLC
1360 Post Oak Blvd, Suite 2400
Houston, Texas 77056
Email: contact@onenexus.com
‍Phone: (713) 780-8000